MANAGEMENT TEAM 

Richard Stefani/Julie Karubian

Richard Stefani & Juliet Karubian Managing Directors

Richard Stefani, CLU, Managing Director 

As a lifelong learner and entrepreneur, Richard is passionate about helping business owners reduce their personal income tax.  

Richard was born in Los Angeles, CA. While attending the University of Calif. Davis on a chemistry scholarship, Richard became more interested in business. Richard teamed up with the New York Life Ins. Co, Beverly Hills office establishing a client list of thousands of business owners over his 30 years there.  

Richard has always had an interest in diverse business opportunities. While running his insurance business he also operated a construction business, technology company, Internet broadcast entity, and is a certified firearms instructor.  

Since 2013, Richard was hired by Julie Karubian and has been serving as the President of Brilliant Business Insurance Solutions, Inc. which is a commercial lines brokerage house.  

When Richard met Scott Fedyshyn - The Tax Reduction CPA® - everything changed. He partnered with Scott to deliver Redwood Tax Specialists, and is now changing lives one tax plan at a time.


Juliet Karubian, Managing Director

Florida office

With her background in Accounting and Business and as a small business owner for the past 19 years, Juliet is passionate about helping business owners to achieve their goals of financial independence.  

Juliet was born on the beautiful island of Jamaica. However, she spent the majority of her childhood in the Cayman Islands, immigrating to the United States at the age of 12.  

Juliet graduated from Southwestern Adventist University in Keene, Texas with a Bachelors of Business Administration with emphasis in Accounting. After graduating she traveled throughout Asia teaching English as a Second Language, working as an accountant for the Cayman Islands Government, auditor for the Jamaican Student Loan Bureau and then working as a managerial accountant Fortune 500 companies in the US.  

In 2001, Juliet moved to California to follow her life-long dream of helping others and putting her entrepreneurial skills to work. She obtained her insurance license and started a commercial insurance brokerage specializing in helping small business owners to protect their companies. Juliet had a passion to offer her customers the value of her expertise instead of just selling them a product.  

When Juliet met Scott Fedyshyn – The Tax Reduction CPA® – everything changed. Partnering with Scott to deliver Redwood Tax Specialists, has made it possible for her to change her clients’ lives – one tax plan at a time.  

Juliet currently resides in sunny and beautiful Sarasota, Florida. She is blessed with 2 girls and a boy. In her spare time, Juliet enjoys racing cars, traveling, and photography as well as time at the beautiful beaches in the Sarasota area.

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